Ходжа Н. (hojja_nusreddin) wrote,
Ходжа Н.
hojja_nusreddin

Retirees Need $130,000 Just to Cover Health Care




The estimates don't include:
- long-term care,
- the sometimes-astronomical costs of home health care or nursing homes that aren't covered by Medicare.
- Long-term care insurance is available but expensive; although premiums vary greatly,
- Fidelity estimated that a retired couple would need to pay an additional $130,000 for a policy,
offering an inflation-adjusted $8,000 per month for long-term care over 3 years.

Financial planners say several strategies can help[...] - a longevity annuity

- an insurance policy that provides an income stream that begins only once retirees reach age 80 or 85
- Because many people don't live that long, longevity insurance is far cheaper than other kinds of annuities
- "A person can make their retirement nest egg go much further"
- Retirees can then spend more freely early in retirement, knowing they're guaranteed to get a regular annuity check in their final years.

___________________________________________
http://www.bloomberg.com/news/articles/2016-08-16/retirees-need-130-000-just-to-cover-health-care-study-finds
Tags: американа, деньги, медицина, план, старость
Subscribe

Posts from This Journal “старость” Tag

  • Post a new comment

    Error

    Anonymous comments are disabled in this journal

    default userpic

    Your reply will be screened

    Your IP address will be recorded 

  • 0 comments